If you made a New Year’s Resolution about your financial future, you’re in good company. Almost four in ten adults (37 percent) say they intend to make a financial resolution this year — a six point increase over 2015, according to Fidelity Investments’ New Year Financial Resolutions Study.
Saving more, spending less, paying off debt, developing a long-term goal, making and sticking to a budget, and paying off credit cards rank as the top consumer self-promises. The study also finds that making financial resolutions may indeed improve your financial wellness.
If better financial planning is one of your New Year’s Resolutions, come to Tune Up Your Financial Literacy Series at the Nyack Library. The first session in this three part series, Budgeting for Financial Independence, will be held this Tuesday, January 12 at 7p. Chris Dlugozima, Community Relations Coordinator (Certified Consumer Credit Educator) at GreenPath, Inc., will teach you a step by step process for creating a budget and actually sticking to it, He will go beyond the common sense steps and explore what barriers prevent people from achieving their goals. Registration is required as space is limited. The other parts of the series are Understanding Credit Reports and Scores on Tuesday, January 19 at 7p and Options for Dealing with Debt on January 26 at 7p.
If your 2016 resolution involves a life change, come to Get Going in a Second Career or Retirement at the Nyack Library. After a 22 year career as a top administrator at the Federal Reserve Bank of New York, Joe Marraccino decided to change careers. On Thursday, January 14 at 11a, Joe will discuss how he left his long time job his journey to find his new life and work. Registration is required as space is limited.
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Did You Know comes to you each Monday on NyackNewsAndViews, sponsored by the Nyack Library.